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NIACL AO 2026

New India Assurance Company Limited

Mode

Online

Level

Graduate

Vacancies

300+

Fee

₹850 (Gen/OBC/EWS), ₹175 (SC/ST/PH)

Key dates

Application Start

Mar 2026

Application Deadline

Apr 2026

Phase 1 (Prelims) Exam

Jun 2026

Phase 2 (Main) Exam

Jul 2026

Interview

Sep 2026

Eligibility

  • Graduation in any discipline with minimum 60% marks (55% for SC/ST/PH) from a recognized university
  • Age limit: 21 to 30 years (general); relaxation: 3 years for OBC, 5 years for SC/ST, 10 years for PH
  • Knowledge of regional language of the state applied for is preferred
  • Indian citizenship required; computer proficiency recommended

Syllabus

  • Reasoning Ability
  • Quantitative Aptitude
  • English Language
  • General Awareness (insurance sector focus)
  • Computer Knowledge
  • Professional Knowledge (for specialist officers)

Exam Pattern

  • Phase 1 (Preliminary CBT): Reasoning, Quantitative Aptitude, English — qualifying in nature
  • Phase 2 (Main CBT): General Awareness, Reasoning, English, Quantitative Aptitude, Computer Knowledge, Professional Knowledge
  • Interview for Main exam qualifiers
  • Final selection based on Main exam marks and Interview performance
  • Negative marking of 0.25 marks per wrong answer

Exam overview

NIACL AO (Administrative Officer) 2026 is conducted by New India Assurance Company Limited — India's largest general insurance company and a Fortune Global 500 entity — to recruit Administrative Officers across Generalist and Specialist streams (IT, Legal, Accounts, Actuarial, Marketing). The exam is one of the most sought-after insurance sector recruitment drives for graduates, offering a Pay Scale of Rs. 32,795–57,390 per month with a total CTC of approximately Rs. 10–11 lakh per annum including allowances.

NIACL AO selection spans three stages: Preliminary CBT (qualifying), Main CBT (merit-based), and Interview. Candidates should focus on insurance awareness, reasoning, and quantitative aptitude. The preliminary exam tests basics, while the main exam includes Professional Knowledge for specialist posts. Preparation should cover insurance sector GK, IRDAI regulations, and banking/financial awareness alongside standard aptitude topics. The entire selection process from notification to appointment typically takes 6–8 months.

Preparation tip

Start with the syllabus topics listed above, then practice timed mock tests and revise previous year questions weekly.

Frequently Asked Questions

What is the eligibility for NIACL AO 2026?▼
Candidates must have a graduation degree with a minimum of 60% marks (55% for SC/ST/PH) from a recognized university. The age limit is 21 to 30 years for the general category, with relaxation of 3 years for OBC, 5 years for SC/ST, and 10 years for PH candidates. Knowledge of the regional language of the applied state is preferred.
What is the salary of NIACL AO?▼
NIACL AO pay scale is Rs. 32,795–57,390 per month. The total CTC including allowances such as HRA, DA, and medical benefits is approximately Rs. 10–11 lakh per annum. Perks also include LTC, performance bonus, and contributory pension scheme.
What is the NIACL AO exam pattern for 2026?▼
NIACL AO has three stages: Phase 1 Preliminary CBT (objective, qualifying), Phase 2 Main CBT (objective with General Awareness, Reasoning, English, Quant, Computer Knowledge, and Professional Knowledge), and Interview. Final merit is based on Main exam and Interview scores combined.
How many attempts are allowed in NIACL AO?▼
NIACL does not publish a fixed attempt limit. Candidates can apply as long as they meet the age eligibility criteria. The general upper age limit is 30 years, with relaxation for reserved categories. This typically allows around 8–10 attempts for general category candidates starting at age 21.
When will NIACL AO 2026 notification be released?▼
The NIACL AO 2026 notification is expected to be released in March 2026, with the application deadline in April 2026. The Preliminary exam is tentatively scheduled for June 2026 and the Main exam for July 2026. Candidates should monitor the official NIACL website at newindia.co.in for official dates.